"You have always provided
  service above and beyond any other
  company I have dealt with. Our account
  manager gives us 100% and is only
  one of the reasons we have
  chosen to stay with you."
   - Leroy, V.P.  Security Services Company

We are a nationwide company offering
invoice factoring programs the others can't
because of our unique funding capabilities.
The others are restricted by their banks on
what kind of factoring programs they can offer.
We are not restricted!

 Our customers tell us that our combination
of low rates,flexible contracts and exceptional
service makes us the best choice for invoice
factoring services.

We have been providing invoice
factoring services nationwide for decades
and have clients in hundreds of industries. Including
factoring for Health Care Staffing, Tansportation,
Trucking, Manufacturing, Labor Staffing,
and much more.

Unlike other invoice factoring companies,
our program includes the
following features at no additional charge:
• 12-24 hour funding on approved invoices
• Highest advance rates in the industry
• Credit analysis on new and existing customers
• Continuous collection management and follow up on    factored invoices
• Invoice and statement mailing (postage included)
• Account status inquiries anytime;
  24/7 online account access.   
• We allow you to electronically submit Invoices
• Free credit checking on new customers at no
  additional cost

When you become our client you will
be served by our staff that has an average
of 11 years account receivable
factoring industry experience per
account executive.  
(Well above the invoice factoring industry norm!)

You will have one dedicated person
 and his or her assistant who will handle
your account.  
Unlike the others, you don't have to
start over each time you call  with a new person

Our flexibility allows you to maintain control:
• You select accounts you prefer to factor on
   an invoice by invoice basis.
• You control total factoring costs by only
   factoring on an    "as needed" basis.

Up to 97%  
Invoice Factoring Advance Rates:
Advance rates are based on overall risk
associated with a particular industry
as well as experience and track record.
We hold reserve accounts to accommodate
industries which typically experience
dilution and that we would otherwise
not be able to service.
Advance rates range from
80% to 97% of the gross invoice amount.

Invoice Factoring Fee Structures:
Fees are determined based on
your industry, the credit worthiness
of your customers, how quickly
your invoices turn, and
monthly factoring volume.

GET YOUR CASH TODAY
Call our invoice factoring specialists at

1-888-239-9162 or

Email Us  or
Complete our
ONLINE INVOICE FACTORING REQUEST FORM

INVOICE FACTORING HOME PAGE

INVOICE FACTORING BENEFITS
IS INVOICE FACTORING FOR YOU
WHY INVOICE FACTORING IS NECESSARY
HOW INVOICE FACTORING WORKS
WHY OUR CUSTOMERS CHOOSE US
INVOICE FACTORING HISTORY
SWITCHING INVOICE FACTORING COMPANIES?
HERE IS HOW IT WORKS
EVERYTHING YOU NEED TO
KNOW ABOUT INVOICE FACTORING

"Thanks a million.
 You're a lifesaver!"
-Charlie, President of Staffing company

"We would not be here today without your help "
-President, Advertising Agency

Privacy Policy     SiteMap   

We are currently providing invoice factoring services rnationwide including the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

 "In all my years of finance experience I have  found you as being the best source, your personal touch and commitment to us has made  our  relationship a great blend of business and  friendship."
  -Omar, Controller for    Utilities Company

 Additional Invoice Factoring Information

News By Industry
Factoring Information
Trucking News
North American Industry Classification System

More Business Factoring Information

 Discover These Unique Business Financial Factoring Company Programs.Unique 97% Advance Rates
Our business financial factoring company can offer you the highest advance rates in the nation.How to Pick The right business financial Factoring Company Programs our factoring company uses our own money, which means we can be more flexible with our factoring company rates
... These Unique Business Financial Factoring Company ...

WHAT MAKES
US UNIQUE

. . . . . . . . . . . . . . . . . .
HIGHEST CASH ADVANCES
(up to 97%)
We offer the highest advances in the factoring company industry. 
How?
Because we use our own money. The others are restricted by their banks

NO ANNUAL TERM INVOICE FACTORING CONTRACT REQUIRED
Other factoring companies require you to sign a restrictive contract that ranges from 6 months to 1 year or longer.
And they require you factor with them during that entire time.

LOWEST  INVOICE
FACTORING RATES
Factoring Industry leader;
We have the
lowest  factoring company

rates in the industry  
How? Because we use
our own  money.
The others are restricted by their banks.

Call our veteran factoring team at
1-888-239-9162 or
Email Us  or complete our

ONLINE INVOICE FACTORING REQUEST FORM


"Thanks a million.
 You're a lifesaver!"
-Charlie, President of Staffing company

"We would not be here today without your help "
-President, Advertising Agency

More Small Business Factoring Services Information

Invoice Factoring Services Article

Factoring companies can help those firms that banks often find difficult to approve such as start-up companies whose growth outstrips cash.  The primary focus in an accounts receivable factoring relationship is the credit-worthiness of the customers being invoiced and the client’s ability to produce a quality product or service.   Simply put, if the business has an acceptable product or service that it provides to a creditworthy customer then the business is a candidate for factoring.

The difference between invoice factoring and other sources of financing is that the factoring company actually purchases and tracks commercial invoices.  In addition to providing immediate cash on invoices, the factor performs valuable credit analysis on new and existing customers and conducts professional, routine follow up on invoices as they become due.  

For the business manager who spends a good portion of the day collecting, bookkeeping and searching for capital, the entire factoring package offers peace of mind.  The manager can actually focus on important aspects of the business that are often pushed aside, such as marketing and production.

Depending on the agreement, businesses can pick and choose which invoices they wish to sell to the factor, who immediately advances eighty percent or more of the face value of the invoices.  The balance of the funds, less the discount fee, is released once the invoice is collected.  

The cost of doing business with a factoring company is the discount taken on the invoices submitted for funding.  Fees range from 1 to 5 percent, depending on volume, credit-worthiness of the customers sold and overall risk.  The discount taken is best compared to a merchant accepting a Visa or MasterCard transaction and receiving immediate payment, less a percentage or discount, before the actual cardholder has paid his or her monthly statement. 

Setting up a receivable factoring relationship is quick and easy in comparison to other forms of financing.  Applications simply call for basic company information and a customer list.  Years of profitability are not required which makes account receivable factoring an option for startups generating receivables.  It is possible that funding can occur in as little as a couple of days after the receipt of the application and invoices.

Each factoring company operates slightly different.  It is important to understand which programs  provide the greatest benefits and at the least cost. Several criteria should be addressed  when searching for a reputable factor.   Are there setup fees, maintenance fees or penalty fees? Is there a long term contract? Are there monthly minimums? Does the invoice factoring company provide credit and collection services at no additional charge? What accounting reports will the factor supply?  What value-added services does it provide? 

Most business bankers are a good referral source for reputable factoring companies.  Bankers refer to business factoring companies because they realize that although the customer may not be bankable at the time of the referral, in a short time it could be a viable candidate for conventional account receivable financing. As a short term accounts receivable financing solution, factoring relationships generally run from 6 months to a couple of years.   

Businesses choosing to maintain momentum, despite a lack of conventional accounts receivable financing options, find that factoring not only offers cash but also a stable foundation on which to build. They look to a future of managed growth and profitable performance that will bridge the gap to qualifying for bank receivable financing.  

The fact is that most companies share a common dilemma during periods of rapid growth of incoming orders draining cash flow.  Receivable Factoring not only provides immediate cash but, efficient businesses also use it as a tool to increase profit margins:

1.    Take Advantage of Early Payment  Discounts - Having access to cash enables businesses to save on average 2% by taking advantage of early payment terms offered by suppliers.  The points saved by reducing raw materials costs helps to offset the factoring fee. 

2.    Take Advantage of Volume Discounts - Having cash also enables businesses to buy raw materials in greater volume.  This saves money and directly impacts the bottom line.

3.    Reduce Late Payment Penalties and Interest Charges - Having immediate cash on hand to pay current obligations as they become due eliminates late charges from suppliers and other creditors. 

4.    Meet Obligations on Time - Paying vendors on time helps to establish a solid credit track record and allows for increased future credit limits from vendors as well as financial institutions.

5.    Offer Credit Terms to Customers - Offering credit terms to customers is a common way to increase sales by making it “easier” for customers to buy.  Having financial backing to carry accounts receivable is essential if a business wants to be able to follow through on its commitments.  Reputable factoring companies encourage “managed” growth by consulting with clients regarding exposures and other risks when taking on new credit accounts.
Historically, the bulk of invoice factoring was predominately in the textile, furniture and apparel industries.  Today, factoring firms are working with all types of industries, including: manufacturers, service providers, transportation companies and high technology firms.  Locally, as growing Puget Sound firms continue to prosper, suppliers and contractors are looking for additional sources of working capital to accommodate increased sales volume. 

The overall increase in factoring volume is mainly attributed to the credit crunch in the late 80s.  As the availability of bank commercial credit tightens, more businesses look towards alternative sources of financing to achieve growth. 

A Breakthrough Factoring Company
Offering Factoring Programs Tailored
to Make You More Money 

Quick Continuous Cash Yes!
And You Also Get Our
Credit Risk Expertise
at No Additional Fee

Accurately assessing credit risk is really the essential
part of our factoring business. Few, if any, business clients
can perform this function as objectively as we will.

For no additional fee, we act as your credit
department for new and existing customers.
This provides you with a huge advantage over
in-house performance of these functions.

Consider the scenario where a salesperson has
a new account with a potential for large purchases.
The salesperson wants the business-so much so that
he or she may overlook red flags associated with credit
difficulties. The salesperson may even walk the
account through your own internal credit checking
procedures, in order to side step established controls.
While this may get you the sale, it won't get the money,
and with no money, there is no sale.

This will not happen with us. We make credit decisions
with full knowledge of the new customer's credit situation.
We will not buy the invoices of a poorly-rated customer
and risk nonpayment. But don't look upon our participation
as a tightening of credit to the extent that your business
will be affected in a way that is beyond your control.
If you have a new customer with questionable
creditworthiness, the decision to do business
with that person is still yours.
(However, we will reserve the right to say "I told you so!")

We may not buy those invoices, but you are still free
to extend credit terms as you see fit.
You remain in control
Whatever decisions are made, you can be assured that,
because of the factor's participation,you will be making
decisions and extending credit based on more complete,
objective and higher quality information than you have in the past.

We will fully research new clients and, equally important,
we will routinely check the credit ratings of your existing customers.
This contrasts greatly with most businesses,
where routine credit updates are seldom run on the
established customer base. This is  potentially a huge mistake.
When a business does opt to do a credit check,
it is usually too late and the problem is already out of hand.
On the other hand, we will inform you immediately
if there is a change in the credit status of
one of your existing customers.

In addition to the specific customer credit
information that we provide, you will have the
benefits of comprehensive, detailed reports on your
accounts receivables as a whole. As a part of the process
you will receive accounting, transactional details,
aging reports and financial management reports
that allow you to incorporate this data into
your own sales tracking, account history and in-depth analysis

 
We have more than 70 years of successful
cash flow and credit management experience we would love to put to work for you.



GET YOUR CASH TODAY
Call our factoring specialists at
1-866-593-2195
admin@factormoney.com

 On-Line Factoring Request Form




We Can Offer You What Others Can't

Unlike other factoring companies, our program includes the following features at no additional charge:
• 24 hour funding on approved invoices
• Highest advance rates in the industry
• Credit analysis on new and existing customers
• Continuous collection management and follow up on    factored invoices
• Invoice and statement mailing (postage included)
• Account status inquiries anytime;
  24/7 online account access.   
• We allow you to electronically submit Invoices
• Free credit checking on new customers at no   additional cost

Also
•  Personalized Service - you have one dedicated person   and his or her assistant who handle your account.  
  You don't have to start over each time you call
  with a new person
• We are seasoned professionals with an average  of 11   years industry experience per account executive   
  (Well above the factoring industry norm)

Our flexibility allows you to maintain control:
• You select accounts you prefer to factor on an invoice   by invoice basis.
• You control total factoring costs by only factoring on an    "as needed" basis.

Up to 97% Advance Rates:
Advance rates are based on overall risk associated with a particular industry as well as experience and track record. We hold reserve accounts to accommodate industries which typically experience dilution and that we would otherwise not be able to service. Advance rates range from 80% to 97% of the gross invoice amount.

Fee Structures:
Fees are determined based on your industry, the credit worthiness of your customers, how quickly your invoices turn, and monthly factoring volume.

GET YOUR CASH TODAY
Call our factoring specialists at
1-866-593-2195
admin@factormoney.com

 On-Line Factoring Request Form

Are We Crazy?
Use No Other
Factoring Company
Until You Have Seen
Our Enterprising Plans, including unique
97% Advance Rates

GET YOUR CASH TODAY
Call our factoring specialists at
1-866-593-2195

Email Us

On-line Factoring Request Form

"Factoring has always provided service above and beyond any other company I have dealt with. Our account manager gives us 100% and this is only ONE of the reasons we have chosen to stay with them."

-L.P., Vice President security services company

Hear What Our Customers Say About Us
"In all my years of finance experience I have  found you as being the best source, their  personal touch and commitment to us has made our  relationship a great blend of business and friendship."
-Omar , Controller for Utilities Company
 Please click here to continue

Quick Continuous Cash Yes! And You Also Get Our
Credit Risk Expertise
at No Additional Fee

Accurately assessing credit risk is really the essential
part of our factoring business. Few, if any, business clients
can perform this function as objectively as we will.

For no additional fee, we act as your credit department for new and existing customers.
This provides you with a huge advantage

Please click here to continue

Why Factoring is Necessary
"A sale is not a sale until you collect the money"
Are you a part -time banker for your customers?
Take a look at your accounts receivable aging....

Please click here to continue 

 

Is Factoring For You?
The key to knowing if factoring is for you is to not to look only at the bottom-line factoring fee, but also to consider how your company may increase it's profits through factoring.

Please click here to continue

Factoring Benefits
Receive money in as few
days as two to four days.

Maintain complete control
of your business.

Remove or lessen the business costs
associated with the collection process.

Please click here to continue