Myth # 1 "I need to have perfect credit to lease"

While good credit will increase the likelihood of approval, leasing is a good alternative for customers with less than perfect credit. Many other factors are considered such as time in business, average business checking balance, and comparable business credit.

Myth # 2 "If I lease I won't/can't own my equipment"

Like banks, title is not transferred until the obligation is paid. There is relatively NO difference. By taking title rather than putting a lien against the equipment, we can keep from reporting on the lessee's credit bureau.

Myth # 3 "Leasing costs more than traditional financing"

In most cases, leasing actually costs less than traditional financing. Typically up front costs are limited to first and last monthly investments. When the tax advantages of leasing are considered, payments are usually lower than traditional financing. The real cost of financing is losing cash flow. As the NY Times best seller The Millionaire Next Door, and billionaire J Paul Getty say; "If it appreciates buy it, if it depreciates lease it!" Leasing preserves cash flow and saves businesses.

Myth # 4 "I can only lease NEW equipment"

The majority of equipment that is financed through leasing is USED. There are no age restrictions and terms can be tailored to the customers' needs. This is a special program unique to us.

Myth # 5 "Leasing is Difficult"

This could not be farther from the truth. Qualifying for and completing the lease transaction is, in most instances, easier than traditional bank financing.

• Requires little to no down payment.
• Saves your business time and money.
• Conserves working capital; leasing normally provides 100% financing.
• Avoids use of short-term bank lines, conserving borrowing capacity for financing inventory, accounts receivable and other short term needs.
• Provides intermediate-term financing, longer than most private placement.
• Provides a new source of funds, often enlarging the pool of capital available to your company, which can be particularly attractive during periods of expansion or when "tight" money conditions exist.
• When long-term interest rates are unattractive, leasing can be used to delay permanent financing until Rates improve.
• Avoids working capital, net worth, dividend and other restrictions common to most other types of intermediate and long term financing.
• When equity markets are unattractive, equipment leasing may satisfy your capital expenditure Requirements until equity issues become more attractive.
• Provides flexibility with regards to amounts financed, payment structures, and other terms.
• Allows the lessee to trade the value of depreciation for lower effective interest rates.
• Provides lower cost financing on larger equipment purchases, when the lessor can "leverage" the tax Benefits.
• Provides for the acquisition of needed equipment that had not been foreseen in capital budget planning.
• Frees funds for ownership of appreciating assets such as real estate.
• Allows for the payment of the equipment out of earnings rather than equity capital Payments may be 100% tax deductible Leasing permits 100% plus financing with no down payment (Including soft costs, warranties, tax, freight and installation) Conserves valuable company working capital Preserves bank credit lines
  
  For Vendors. A-Z credit Leasing Programs
  For Vendors-Small Ticket Leasing Program($300-$3,000)
  
  
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